Practice Areas

D&O AND E&O: Professional Liability

D&O AND E&O: Professional Liability
Corporate Directors/Officers

Directors & Officers (D&O) liability policies are an important element of coverage when businesses and executives are faced with business related claims. Through counseling, negotiation and litigation, WLG attorneys have developed substantial experience in the forms and wording of these polices and the issues that commonly arise thereunder. As a result, WLG attorneys are able to efficiently manage claims and litigation involving the important issues facing D&O insurers including: the D&O renewal process; how D&O programs interact with other coverages; allocation and advancement matters; respective rights and duties of primary and excess carriers; notice and reporting issues, constructive non-renewal issues; misrepresentation and rescission as well as defining applicable regulations, statutes and standards of care early in the claims process.

E&O Policies and Professional Liability Litigation

Many businesses purchase Errors & Omissions (E&O) policies to cover liability risks associated with professional and other services provided to third parties. These E&O policies can cover a wide variety of professions ranging from insurance agents and brokers to healthcare providers. When E&O claims arise it is important for the insurer to appreciate the coverage issues involved as well as applicable standards of care.

Watson Law Group has years of experience defending insurance agents and brokers, accountants, attorneys, appraisers, architects, engineers and healthcare providers in professional negligence based litigation. WLG attorneys’ experience interpreting and applying E&O policies as well as our professional liability litigation background in these professional fields allows Watson Law Group to effectively provide opinions, monitoring and claim management services to insurers regarding the wide array of professional based claims they encounter. Experience across varying professional fields have also allowed us to develop a culminated network of experts who are called upon to serve as witnesses in litigation and pre-suit resulting in quick and early investigation and analysis of claims.

When third parties initiate lawsuits and coverage is present, Watson Law Group can economically and efficiently represent professional insureds as defense counsel across varying areas of professional negligence. Our professional liability based litigation experience across numerous fields promotes ongoing relationships with insurers and enables them to confidently inform their professional insureds that defense counsel recognizes the responsibility of defending professionals, their reputations and their livelihoods.


• Insurance Agents and Brokers
• Accountants
• Architects/Engineers
• Attorneys
• Corporate Directors/Officers
• Healthcare Professionals
• Real Estate Professionals


   Provided coverage analysis in hundreds of first and third party claims sounding in professional liability including having recently advised an international insurer regarding a $100 million securities fraud action.

   Served as defense counsel on behalf of insureds in hundreds of third party lawsuits requiring the litigation of professional standards of care and on numerous occasions, disqualified opposing counsel’s experts prior to their articulation of competing standards of care including those in the medical professional industry.

   WLG attorneys have handled a wide array of claims against domestic brokers arising out of multiple lines of insurance and have developed expertise in defending against the recently broadened spectrum of viable claims against agents and brokers which include Section 17200 claims, conspiracy claims, fraud claims as well as the representation of agents and brokers caught in bad faith litigation. In particular, we recently obtained a dismissal in a professional negligence lawsuit on behalf of insurance broker early in litigation by identifying the standard of care and opposing counsel’s failure to articulate the same.

   Our attorneys have handled a wide array of claims against professionals in the accounting field including matters addressing federal security laws, RICO, limited partnership syndications, audits, personal financial planning, review, and compilation services.

   Obtained a defense verdict on behalf of an architect alleged to have committed professional negligence and ethics violations during the restoration of an upscale historic renovation.

   Secured a dismissal on behalf of a design profession named in a catastrophic burn injury case where the allegations related to a propane leak caused by a lack of coordination amongst premise owner and contractors. After our dismissal, the ultimate global settlement exceeded $2.5 million.

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